Our Terms and Conditions for Santander Credit Union

1. Account Eligibility

To use our online banking services, you must be a registered customer of Santander Credit Union and meet the eligibility criteria outlined in our account opening agreement.

2. User Responsibilities

You are responsible for maintaining the security of your login credentials and for all transactions conducted through your account using our online services.

• You must not share your username or password with any other person.
• You must notify us immediately of any unauthorized access to your account.
• You are responsible for ensuring the accuracy of all information you provide through our services.

3. Acceptable Use

You agree to use our online banking services only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of our services.

• You must not use our services for any fraudulent or illegal activities.
• You must not attempt to disrupt the operation of our services or gain unauthorized access to our systems.

4. Fees and Charges

Fees and charges may apply to certain online banking services. Our current fee schedule is available on our website and may be updated from time to time. You are responsible for paying all applicable fees.

5. Intellectual Property

All content, trademarks, logos, and other intellectual property associated with our online banking services are owned by Santander Credit Union and are protected by applicable laws.

6. Limitation of Liability

To the fullest extent permitted by law, Santander Credit Union shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our online banking services.

7. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of [Your Governing Jurisdiction].

8. Amendments to These Terms

We reserve the right to modify these Terms and Conditions at any time. We will notify you of any changes by posting the updated terms on our website. Your continued use of our services after such changes constitutes your acceptance of the new terms.

9. Termination

We may terminate or suspend your access to our online banking services at any time for any reason, without prior notice.

10. Contact Us

If you have any questions regarding these Terms and Conditions, please contact us through our Contact Us page or via email at terms@santander credit union.com.